microfinance

Free Micro Finance Software

Financial product recommendation engine for African SMEs — collaborative filtering, matrix factorization, neural CF, hybrid model with cold-start support, MLflow model registry, and FastAPI web interface.

Production-ready Flask microfinance platform featuring underwriting, collections, RBAC, PostgreSQL and SQLAlchemy.

Decentralized microfinance platform on Aptos — transparent peer-to-peer micro-lending and borrowing via Move smart contracts, no intermediaries

Synthetic tabular data for West African microfinance. A CTGAN built from scratch in PyTorch, four independent validation metrics, installable with pip. FastAPI + Next.js.

🤝 Kenya microfinance AI — small loan options, credit scoring basics, digital credit, and predatory lender alerts

Simulation-driven micro-loan pricing framework using Gymnasium + Stable-Baselines3 (DQN/PPO). Compares baseline credit policies against RL agents with FastAPI, Streamlit, PostgreSQL, and Docker.

The additionality-based capital allocation engine from the working paper "Don't Fund Winners" (SSRN 7427359) — rule-based, reproducible, every decision on the record.

Microfinance research with a reproducible forecast audit, chronological validation and borrower-growth scenarios.

Mutual-aid debt relief as verified math: a 0% lending circle and a funded forgiveness covenant that create no money and conserve exactly.

Financial coordination protocol for the Global South informal economy. WhatsApp-native ROSCA infrastructure (tontine, ajo, chit fund, arisan) for 400M+ unbanked people. Phase 2: USDC inflation shield + yield layer.

Loader FinZuu — backend de pilotage : peuple la plateforme (2000 clients, 4 pays, 9 services) avec tracabilite totale, reconciliation ici<->la-bas et recette CR-01->CR-12. FastAPI + MongoDB, CI/CD vers simul.fintech4esg.com

Full-stack banking system for a community SACCO — member management, loan processing, transaction ledger, and reporting. Enterprise-grade financial software deployed in a real institution.

Basel II-compliant credit risk scorecard for West African microfinance. WoE/IV, logistic regression scorecard, Gini/KS/PSI validation, stress testing. Python + Next.js.

An automated portfolio risk optimization and card control engine for Indian NBFCs & Fintechs. Deploys an in-memory, zero-storage processing framework fully compliant with the RBI Master Directions and DPDP Act 2026.

Digital infrastructure for Kenya's rotating credit associations (chamas/ROSCAs) — domain model, ledger, M-Pesa integration.

🏦 Reinforcement Learning agent for dynamic micro-loan pricing | PPO-based | Fairness-aware | Market competitive | Mifos C4GT 2026

Scoring de crédit alternatif pour les non-bankés en Afrique de l'Ouest — XGBoost + SHAP + LangGraph + Claude AI

Design and model the terms of micro-savings products in a Streamlit UI

Why Ghana's 23 savings & loans companies collapsed — dataset hand-built from Bank of Ghana revocation notices, analysed in Python and SQL, with interactive charts and policy recommendations.